Best Home Insurance Companies in the UK
If you’re looking for the Best Home Insurance Companies in the UK, you’ve come to the right place. We’ve reviewed a number of different insurance policies from some of the largest insurers in the country. You can use the information they provide to compare and buy the policy that best suits your needs. MoneySuperMarket also offers home insurance policies that include both contents and building cover, which may be more suitable if you own a property. Combined policies often include personal liability insurance as well.
If you are a woman, the Sheilas’ Wheels Home Insurance company might be the one for you. The policies are designed especially for women, and they include buildings and contents cover, as well as optional extras. Choosing the right type of home insurance depends on your needs, and you may need both buildings and contents cover – or just the contents cover. In addition, you should consider whether you rent or own your home – you may need both types of insurance.
This company launched in 2005 as a car insurance provider, aimed at female motorists. Since then, it has expanded into a range of insurance policies. In particular, it sells home insurance, underwritten by esure Insurance ltd. You can choose a basic cover, as well as add optional extras, such as burglary protection and extras like home emergency assistance. Which? Home insurance is a must-have for any homeowner, so shop around for a policy that covers everything you need.
Sheilas’ Wheels provides fully comprehensive insurance cover for your car. You can drive it seven days a week. If your car is stolen, they’ll arrange for a temporary vehicle for you while it’s being repaired. In addition to providing a temporary vehicle, the company guarantees all repairs done by a recommended repairer. You can also get PS300 to cover the cost of handbags in your car.
Home insurance comparison websites have all of the main home insurance deals in one place. To start comparing quotes, visit Sheilas’ Wheels’ website and fill out a quote form. You can choose the extras you’d like to add to your policy, the sum insured for contents, excess, and more. In addition to comparing quotes, you can get a personalized quote by calling Sheilas’ Wheels’ customer service lines.
Aviva is one of the UK’s largest general insurers, with a four-star customer satisfaction rating. Customers rate Aviva as “excellent” or “very good” and 78% of them would recommend them to friends and family. The company offers a comprehensive home insurance package, covering both buildings and contents. The company’s home insurance package includes protection for contents while you’re away from home, personal belongings in your car, and even bicycles parked in the garden.
If you need to replace a boiler or replace a window or roof, the contents cover of your policy from Aviva is the perfect choice. It pays out for the cost of repairing or replacing a damaged boiler or windows, and they also provide coverage for damage to permanent fixtures, garages and outbuildings. Aviva Home Insurance costs vary, depending on the type of policy you purchase and the optional extras that you choose. In order to get the best prices on your insurance, you should buy your policy at least three weeks before the start date of your policy. The home insurance policy from Aviva is also a great way to protect against accidental damage to buildings and contents.
Aviva has been around for nearly four centuries. Originally the Hand Fire and Life Insurance Society in London, Aviva was formed by the merger of two other insurance companies, Norwich Union and Commercial Union. It has received a five-star rating from Defaqto, but it does not actively solicit customer reviews. Aviva offers a combined home and buildings insurance policy called AvivaPlus. You can also add car insurance to your policy through AvivaPlus.
The NFU Mutual is a leading home insurance company that has a vast number of members, and over 900,000 customers. They offer a wide range of general insurance policies as well as personal finance products. As a mutual company, NFU Mutual has no shareholders, and all its policies are tailored to individual requirements. The company is also dedicated to protecting the environment and championing rural communities.
Which? surveyed thousands of policyholders to see which companies offer the best home insurance. Its survey included questions about how customers felt about their experience and whether the cover they received was worth the money. This data was then used to produce an overall score. NFU Mutual came top of the list for customer satisfaction, while other providers ranked low. Among the top three in the Which? survey, NFU Mutual scored the highest for its customer service, while Lloyds Bank and Saga both received recommended provider status.
While many insurers offer excellent service and competitive prices, NFU Mutual has been under fire for a number of years. They have taken major accounts away from local secretaries and pushed agents to sell different types of insurance, and have also allegedly pushed their commissions down when an agent leaves. In response, NFU Mutual is now reviewing its policies and working to resolve issues and rectify past issues.
Whether you are looking for a single building insurance policy or a combination of both, NFU Mutual has a plan for you. It also offers several add-ons that can help you get enough cover for your home. The cost of the NFU Mutual home insurance policy will depend on the size of your home and the level of cover you want. But there are several other things you should consider before deciding on the best insurance policy for your home.
If you have been searching for a home insurance policy, you may have come across Saga Home Insurance Company. You can choose to have buildings and contents cover with the company, or opt for separate policies. The latter offers higher cover levels. You can also buy accidental damage cover for your contents and garden. You can also combine these two policies. In the case of a fire, your building and contents cover can be up to E1 million.
Saga offers an extensive range of insurance products and services to over 50s, including home and car insurance. They also offer breakdown cover, private medical, health cash plans, and pet insurance. This company has been in business for over thirty years, so it is no surprise that they offer a range of financial products. You can learn more about Saga Home Insurance Company by reading the review below. Here are some of the things to consider before you decide to purchase their insurance policy.
Saga offers two types of policies: buildings insurance and contents insurance. The former covers the physical structure of your home and any permanent fixtures such as the roof and walls. Contents insurance covers all of your possessions, including clothing, jewellery, and technological equipment. Accidental damage cover is included as standard on Saga Plus policies, while personal possessions cover is an optional extra on the Saga Select policy. If you choose both, you will be covered for all eventualities, including accidental damage, including repairs.
Saga offers competitive home insurance for over-50s. Premiums are based on the individual property and contents of each customer. You can even combine your buildings and contents covers to get comprehensive cover. And you can lock in your premiums for up to 3 years. The Saga Home Insurance Company was founded in 1889 and initially focused on travel for the over-fiftys. However, they have now branched out into other financial services, including home insurance.
Moneyfacts.com gives Direct Line a five-star rating across several of its home insurance policies. They judge home insurance providers on four key criteria: pricing, service and cover. And while there are some caveats, they excel in all three areas. Direct Line has three core packages with differing levels of cover. We’ve found that our policy has been more expensive than we anticipated, but still comes with a reasonable refund if we’re not happy with it.
The type of cover you can choose from depends on your budget, property type, and personal circumstances. Direct Line covers everything from household goods and personal belongings to office equipment. You can choose between cover for up to PS5,000, PS10,000, and PS25,000 and several other extras. In case of a fire, Direct Line offers emergency plumber services and can send a replacement tech item within two hours. Depending on your budget, you may choose a policy with a lower excess, but with higher coverage you’ll pay more.
If you’re considering Direct Line home insurance, make sure to read its terms and conditions. They offer discounts when you buy online and on their customer support service. If you’re looking for a more comprehensive insurance policy, consider adding optional extras such as a home emergency fund. Direct Line offers several different home insurance policies, including policies that protect your home against theft, fire, and vandalism. Its insurance policies can even cover the cost of fittings and fixtures.
Direct Line was one of the first UK insurance companies to sell policies directly to consumers. Initially, it was owned by the Royal Bank of Scotland, and later acquired by RBS Insurance. RBS sold it to a private company after European rules made it impossible for it to receive state aid from the EU. Today, Direct Line sells many general insurance products, including breakdown cover, life insurance, and more. However, you should consider other factors when deciding to buy from a particular company.